Underwriter - Accident & Health

With the advent of Carbon’s new US-focused Syndicate 5757 and existing 4747 International Syndicate our A&H portfolio, within Speciality, is rapidly expanding and so is our team! We have ambitious goals and are looking for someone to play a key role in achieving them.

This is a hugely exciting opportunity for any candidate who wants to join a data lead organisation in growth mode, who wants to contribute beyond just their job description and who wants to be heard.

This opportunity would suit an ambitious Underwriter who can generate business opportunities.

The Role

To underwrite, analyse and continue to develop the A&H Account in line with the Annual Business Plan targets, reporting to Carbon’s Head of Specialty.

Key Responsibilities

• Leading new business onboarding and renewal processes for relevant A&H binding authority accounts, including preparation of binding authority business plans.
• Liaising with relevant syndicate and managing agency departments including actuarial, claims, compliance, exposure management and delegated authority teams.
• Ongoing binder portfolio oversight for relevant A&H binding authority accounts including spotting trends, monitoring performance against plan and implementing guideline updates as required.
• Identifying new business opportunities, both via new sources and within existing portfolios.
• Working closely on cross class initiatives with other syndicate underwriting teams.
• Assisting in marketplace monitoring, including developing A&H relationships with brokers and other key external stakeholders.
• Working closely with, and maintaining strong relationships with coverholders & brokers
• Ownership of day-to-day referral underwriting for relevant A&H binding authority accounts within individual underwriting authority parameters.
• Assisting in execution of business development and marketing plans for the A&H team.
• Attending and leading relevant client meetings and executing relevant follow up research and actions as required.
• Attending and materially contributing to internal peer review and coverholder oversight meetings.
• Working with other syndicate departments to identify and implement areas for continuous improvement, including input to the Graphene underwriting platform, and new systems and controls to ensure that the underwriting department operates in a compliant and efficient manner.
• Assisting with wider A&H team requirements including but not limited to business planning, underwriting review packs, exposure management, outwards RI and information collation for external stakeholders.
• Undertaking research and prepare papers / presentations on insurance related projects.

Knowledge, qualifications, skills and experience

• Proven underwriting ability/competence with a minimum of 5+ years’ underwriting experience within the A&H (delegated authority) space.

• Understanding of the A&H market.

• ACII qualified or working towards completion of this qualification is not essential but preferred.

• Understanding of fundamental concepts, practices and procedures of A&H underwriting and binding authority management.

• Excellent listening, verbal and written communication skills.

• Ability to offer creative solutions.

• Professional attitude when dealing with all aspects of work and client relationships.

• Commitment to needs of the clients and strong relationship management skills.